Nutrien Ag Solutions' PrePay Plus: a better way to budget on farm

For broadacre farmers Georgie from Birchip and Jenny from Mount Bute, Nutrien Ag Solutions’ PrePay Plus isn’t just a finance tool – it’s a practical way to take the stress out of seasonal budgeting and tax planning. 

Georgie, who crops lentils, wheat and canola, knows how unpredictable farm finances can be. 

“It’s handy having money set aside with Nutrien, ready to use later in the year when we need it. Plus, the reward rate is competitive, and with Nutrien I have confidence knowing my account is in good hands.”

Jenny, who farms barley, wheat, canola and sheep, agrees. 

“We go through a lot of crop inputs like ag chemicals and fertiliser – so having the ability to prepay for them before the end of the financial year just makes sense,” she says. 

“It’s so convenient. The money comes out at the end of the month, we know our account is paid, and the tax benefits really help us plan ahead.”

Both Georgie and Jenny highlight the flexibility of PrePay Plus as one of its standout features. Whether it's smoothing out cash flow ahead of a big season or leveraging tax advantages after a strong harvest, PrePay Plus offers farmers financial breathing room without the hassle. And if the season outlook changes? They know Nutrien has other solutions too, from deferred terms to livestock finance.

“PrePay Plus gives me the benefit of flexibility rather than taking a position now,” Georgie says.

“The are a lot of budgeting options available to farmers at this time of year, but our agronomy needs change depending on the conditions at the time and PrePay Plus allows me to purchase what I need when I need it throughout the post emergent window.”

In an industry where timing is everything, PrePay Plus continues to prove itself as a valuable tool for forward-thinking farmers – making it easier to plan, purchase, and grow with confidence.

For more information on PrePay plus or other financial products, contact your local Nutrien Ag Solutions branch.